Improving Bad Credit Scores is Tricky. The Elite Rulers Want People to Have Bad Credit and Fall Into the Middle or Lower Class of NWO Society for Easy Disposal.
The current paradigm of credit and banking operations increasingly resulting in bad credit scores has caused many citizens to complain that they are obviously being ripped off and treated like a sort of a semi-slave class within American society.
This feeling often stems from the fact that all major banking institutions around the world use a similar system of credit reporting and risk analysis, which all citizens in developed economies are now judged by in order to determine if they can obtain loans or purchase high-value goods.
For instance, although a citizen may have a stable job and a decent income, they may be refused the ability to rent a particular apartment simply because they have a bad credit mark in their credit history report. Unfortunately, such bad credit marks are incredibly difficult to remove, and they can destroy a person's financial reputation permanently.
Bad credit scores can not only prevent someone from being able to purchase or rent, but it can also be used for other discriminatory institutional practices.
For example, when a credit reporting agency lists a individual as having a bad credit report, they are widely considered undesirable customers, and every attempt is generally made to avoid them or to get rid of them without having to make any further transactions with them.
The wealthy elitists who run the financial institutions believe that this form of blacklisting gives an incentive to the working class to pay off their debt obligations sooner and more fully, since they face increasingly dire repercussions if they do not pay off these debts that can often ruin their entire lives.
Many critics believe that this loan-debt paradigm based on credit scores is nothing more than a devious way to turn humans into indentured servants or wage-slaves with the obligation to support themselves, and that this is a direct violation of human rights because unjust methods are used to achieve these ends.
If someone's credit report is especially poor, and they need to find a place to rent to live in, they are at a severe disadvantage since many landlords now check credit reports before renting, and they often quickly deny such a person any decent rental opportunity.
This type of Catch-22 situation can lead to a self-destructive process that can not only make someone homeless, but can ultimately ruin their lives.
People with bad credit also usually cannot obtain loans, and this can further diminish their ability to restore their credit rating and rebuild it over time.
Even after paying off all debt obligations, being late a few times with payments can cause severe disturbances in a person's credit score that can become a dangerous and even life-threatening event since they may be denied quality hospitalization as a result. Bad credit scores can therefore become very dangerous to an individual's health, and this is an entirely inappropriate and unjust result.
Fortunately, bad credit scores can be improved by a challenging process of taking out new loans, keeping well below spending limits, and repaying them promptly and in full.
This process slowly rebuilds the credit reputation of the individual, although it must be pointed out that losing credit is easy while regaining it is very difficult. An individual can lose plenty of credit rating points in just one day, but it may take months or even years for them to earn them back.
The sad fact remains that this system was set up by elitist banksters as a method of enslavement and punishment for those who are too poor to pay their debt obligations, and it only serves to further impoverish and enslave the poor.
Those who are wealthy and can pay off their obligations consistently are allowed to pay lower fees, premiums and interest rates as a result, even though they clearly can afford to pay far more than the poorer customers. This injustice just makes the rich richer and the poor poorer.
A way out of the dysfunctional credit score system does exist, and that is simply for an individual to decide that they will not live beyond their means and will not use credit or accept loans from any financial institutions.
By refusing to accept any type of loan, that person avoids the credit system altogether, and thus will never be expected to pay massive amounts of interest back on a loan or be upset because they could not get a loan.
Bad credit scores can also be overcome if individuals do all of their business dealings purely in hard cash or with checks backed by cash. This allows their business associates the confidence of knowing that they have a legitimate source of payment for any obligations they may incur.
Fortunately, this very traditional method of hard-currency commerce is still widely accepted, and by utilizing a skillful approach to negotiations, a bad credit score can probably be overcome entirely without ever having to deal with the banksters that would be more than happy to enslave you to debt again.
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